ROI calculator

Same book of aged receivables. Two paths. Your numbers.

Enter what you place with an agency each year and what they keep. The calculator applies observed recovery rates by age bucket and DueWell’s fee structure, side by side with the agency outcome.

Adjust the inputs; results update as you go. Defaults reflect a mid-size group placing $500K of aged receivables a year.

Aged patient receivables placed per year$500,000

Balances 60+ days old when they’d be placed. Dollars per year; $100K is the smallest book we take on.

Practice size (platform fee tier)

Calculator uses the low-to-mid point of each tier.

Recovery basis

Observed recovery by age at placement. “Published” measures each bucket in its own window and is the conservative default; a uniform 180-day window shows the same book with a full year of follow-up.

DueWell success fee6.0%

Applies only to dollars recovered on aged accounts. Standard is 6%; up to 8% for heavy-lift books.

Your current agency, for comparison

Agency contingency30%

Share of recovered dollars the agency keeps. Typical range 25–40%.

Agency recovery on placed medical debt19%

Industry benchmark 17–21% over the life of the placement.

How your aged book is distributed by age at placement, and the recovery rate applied to each bucket. Recovery defaults are observed single-site results.

Age at placement	Share of placed $	Recovery rate
61–90 days	Share of placed dollars, 61–90 days %	Recovery rate, 61–90 days %
91–120 days	Share of placed dollars, 91–120 days %	Recovery rate, 91–120 days %
121–180 days	Share of placed dollars, 121–180 days %	Recovery rate, 121–180 days %
180+ days	Share of placed dollars, 180+ days %	Recovery rate, 180+ days %

Shares are normalized to 100% automatically.

Annual, on $500,000 placed

Provider nets with DueWell

$152,391

30¢ per aged dollar

Provider nets with an agency

$66,500

13¢ per aged dollar

Difference to the provider

+$85,891

2.3× the agency outcome · every year, on the same book of receivables

DueWell$152,391

Agency$66,500

DueWellAgency

See the arithmetic

Recovered by DueWell	$187,650
Success fee (6.0% of recovered)	−$11,259
Platform fee (12 months)	−$24,000
Net to provider, DueWell	$152,391
Recovered by agency (19% of placed)	$95,000
Contingency (30%)	−$28,500
Net to provider, agency	$66,500
DueWell revenue from this placement stream	$35,259

By bucket
Bucket	Placed	Recovered
61–90 days	$150,000	$94,200
91–120 days	$100,000	$46,900
121–180 days	$100,000	$30,800
180+ days	$150,000	$15,750

Performance figures are single-site results from a founder-affiliated diagnostic imaging practice; observational data, no control group. Agency benchmarks: ACA International recovery data as reproduced in trade sources; contingency ranges are industry-standard.

This calculator is illustrative and not a quote. Actual recovery depends on your book, your patients, and your data quality.

Want this run on your actual aging report?

Send an anonymized aging summary — bucket totals only, no patient data — and we’ll return the same analysis on your real book.

Request a book review See pricing